Money & Currency
What Card Should You Use in Scotland?
Most shops and taxis (including ours) take card everywhere — the real question is which card avoids the 3-5% foreign transaction fees Indian banks quietly charge.
Some links on this page are affiliate links. If you book or buy through them, we may earn a small commission at no extra cost to you — it helps us keep this guide free. We only recommend things we'd genuinely tell an Indian friend to use. Read our full affiliate disclosure.
Wise Multi-Currency Card
Real exchange rate, low fees — the one most travellers we meet already use.
- Mid-market exchange rate
- Spend in GBP without conversion fees
- Top up from an Indian bank account
Revolut Card
Good app experience with instant spend notifications and easy freezing if lost.
- Instant transaction alerts
- Freeze/unfreeze from the app
- Budgeting tools built in
A Few Tips
- Set up your card and load funds before you fly — some providers need a few days to verify.
- Carry a small amount of cash (£30-50) for the odd cash-only stall or Highlands village shop.
- Tell your Indian bank you're travelling if you're also carrying your regular debit card as backup.
Questions about paying for tours or taxis?
We accept card and bank transfer — message us on WhatsApp if you're unsure about anything.